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Preserve your brand image,
limit legal risk, and realize profit.
Unlike many package protection products, which may be unlicensed and expose merchants to financial and regulatory risks, Pact has partnered with a licensed and an A IX-AM Best Rated insurance carrier to safeguard you and your customers.
Ship with confidence knowing you are utilizing a regulated insurance product with Pact.
Package protection offered by third-party companies without proper insurance licensing.
A software company offers a DIY package protection platform to sell insurance without licensing.
Ship with confidence knowing you are utilizing a regulated insurance product with Pact.
State insurance departments have issued consumer warnings about the potential risks of these third-party and DIY products exposing consumers to costs while not providing protection for stolen or damaged items if the offered package protection is not issued by an authorized insurer or producer.
Under such circumstances, state insurance authorities may not have the same ability to intervene if such unauthorized providers do not pay legitimate claims.
The package protection offered by Pact, on the other hand, is backed by a policy of insurance issued by a licensed and regulated commercial insurance carrier.
Testimonials from our Utah Insurance Department
Unauthorized insurance sales are illegal and happen outside the Department’s purview.
Testimonials from our Oklahoma Insurance Department
Pay close attention to your shipping protection options and who is offering the coverage… Legitimate shipping insurance providers will be licensed companies or producers.
Engaging in unlicensed insurance transactions increases a merchant's risk of potential cease and desist orders, fines, reimbursement of collected premiums, class action lawsuits, and other civil/criminal penalties.
Licensed Coverage
Is the coverage offered backed by a licensed insurance company?
State Licensing
Is the entity licensed by the state department of insurance in all operating states?
License Numbers
Are both firm and agent license numbers visible in the sales rep’s email signature?
Don't leave compliance to chance.
Always consult your legal team before selecting a package protection program. Your brand and reputation are at stake.
Choosing the right package protection is imperative in today's e‑commerce landscape.
Allow your team to focus on making your customers happy, and let Pact handle the rest.